If you’ve ever been in a car accident and received a settlement, the rising car insurance premiums may not be a surprise to you. However, if you have been accident-free for years, you may be wondering what you’re paying all that money for. Here are 3 reasons that car insurance rates continue to rise.
- Medical Costs Are Up – In an at-fault state like California, car insurance companies are expected to pay medical bills when their driver is at fault in an accident. That means they get stuck with the bill for their own driver and the one whom he or she hit. Since medical costs continue to rise, car insurance companies have to continue increasing their rates to keep up and make a profit.
- Car Repair Costs Have Skyrocketed – According to a 2016 report, California has the highest average repair cost when it comes to a check engine light ($435), so you can imagine what it must cost to do body work on a vehicle that has been in an accident.
- Increased Accidents and Injuries – According to the California Highway Patrol, injuries started back on the upswing in 2014 following a downward trend for several years. The more injuries that occur in accidents, the more the insurance companies are paying out.
Getting Help with Your Injury Claim
Of course, just because insurance companies are charging more doesn’t mean they want to pay out a penny more than they can get away with. That’s why you want an experienced personal injury attorney in your corner if you are ever injured in a car accident. Petrov Law Firm can help you to maximize your insurance settlement in the state of California. Call us today at 619-344-0360 to get started.Read More
Driving is dangerous enough when driving back and forth to places you’ve been dozens of times. Add the uncertainty of not knowing the roads well, and you have a recipe for disaster. You may be tempted to solve the problem by just following a friend, but a recent study revealed that this may be a dangerous way to get where you are going.
Why Following Another Car Is Dangerous
The study revealed what would be expected – the following driver is afraid of losing the lead driver and takes risks to keep up. For example, if the lead driver goes through a yellow light, the following driver may go through a red light to maintain direct sight of the other car. Other issues can include sudden lane changes, tailgating to not allow other cars in between, and driving too fast because the lead driver is doing so.
The Safer Way to Get Where You Need to Go
The better way to go is to look up directions ahead of time or to use a GPS to find your own way. This is especially true if you have another person in the car who can act as a navigator and keep an eye on the GPS in case it doesn’t warn you about upcoming turns in time.
Even Safe Drivers Can Be Injured in Accidents
Unfortunately, you can still be injured in an accident, even while doing everything you can to drive safely. Where can you turn for help if you have suffered an injury in a motor vehicle accident? The personal injury lawyers at Petrov Law Firm are here to help. Just call 619-344-0360 for help in getting a settlement that covers your expenses and other due compensation.Read More