If you’ve ever been in a car accident and received a settlement, the rising car insurance premiums may not be a surprise to you. However, if you have been accident-free for years, you may be wondering what you’re paying all that money for. Here are 3 reasons that car insurance rates continue to rise.
- Medical Costs Are Up – In an at-fault state like California, car insurance companies are expected to pay medical bills when their driver is at fault in an accident. That means they get stuck with the bill for their own driver and the one whom he or she hit. Since medical costs continue to rise, car insurance companies have to continue increasing their rates to keep up and make a profit.
- Car Repair Costs Have Skyrocketed – According to a 2016 report, California has the highest average repair cost when it comes to a check engine light ($435), so you can imagine what it must cost to do body work on a vehicle that has been in an accident.
- Increased Accidents and Injuries – According to the California Highway Patrol, injuries started back on the upswing in 2014 following a downward trend for several years. The more injuries that occur in accidents, the more the insurance companies are paying out.
Getting Help with Your Injury Claim
Of course, just because insurance companies are charging more doesn’t mean they want to pay out a penny more than they can get away with. That’s why you want an experienced personal injury attorney in your corner if you are ever injured in a car accident. Petrov Law Firm can help you to maximize your insurance settlement in the state of California. Call us today at 619-344-0360 to get started.Read More
Driving is dangerous enough when driving back and forth to places you’ve been dozens of times. Add the uncertainty of not knowing the roads well, and you have a recipe for disaster. You may be tempted to solve the problem by just following a friend, but a recent study revealed that this may be a dangerous way to get where you are going.
Why Following Another Car Is Dangerous
The study revealed what would be expected – the following driver is afraid of losing the lead driver and takes risks to keep up. For example, if the lead driver goes through a yellow light, the following driver may go through a red light to maintain direct sight of the other car. Other issues can include sudden lane changes, tailgating to not allow other cars in between, and driving too fast because the lead driver is doing so.
The Safer Way to Get Where You Need to Go
The better way to go is to look up directions ahead of time or to use a GPS to find your own way. This is especially true if you have another person in the car who can act as a navigator and keep an eye on the GPS in case it doesn’t warn you about upcoming turns in time.
Even Safe Drivers Can Be Injured in Accidents
Unfortunately, you can still be injured in an accident, even while doing everything you can to drive safely. Where can you turn for help if you have suffered an injury in a motor vehicle accident? The personal injury lawyers at Petrov Law Firm are here to help. Just call 619-344-0360 for help in getting a settlement that covers your expenses and other due compensation.Read More
If you are a parent, one of the most terrifying days of your life may be the day your son or daughter gets a driver’s license. It is a sad fact that the number one cause of death between the ages of 16 and 20 is being in a car accident. How can you protect your teen? Technology may be the key.
Modern Technology that Reduces Distractions
Some of the tech that is helping younger drivers today is designed to reduce the distractions that can lead to a motor vehicle accident. For example, smartphone use is one of the most dangerous things a person can get involved in while behind the wheel. But teens often lack the experience to see the importance of following California state guidelines in this regard.
Modern smartphones and cell phone companies provide tech that can block calls or texts while driving and send an automatic response to the person who sent the message or made the call. That completely removes the temptation of checking the phone and sends the message to friends that calls won’t go through until your kid reaches his or her destination.
Modern Technology that Produces Better Driving Habits
You can also enlist the help of your car insurance provider. Most insurance companies produce devices that can be attached to a vehicle to monitor driving and alter insurance rates based on how safe someone is. Gradually speeding up and slowing down rather than punching the gas when a light turns green and waiting until the last second to break will be rewarded monetarily. That is enough incentive for most young drivers.
If Your Teen Is Injured in an Accident
Not all accidents involving teens are the young person’s fault, but it can be tough to convince an insurance company. Petrov Law Firm has the experienced personal injury attorneys you want on your side to secure a fair settlement. To have your case reviewed, call 619-344-0360 today.Read More
Regardless of the motor vehicle manufacturer you purchase your car from, you are bound to run into a recall sooner or later. What is a recall? Why should you respond promptly when you receive one? We will discuss the answers to these questions and more.
What Is a Recall?
If a manufacturer discovers that a part of one of their vehicles is defective, a recall will be immediately issued. This is a notification for owners of a particular year, make, and model to head over to the dealer for the part to be changed out for one that is not defective. The work is performed at no charge since it was the manufacturer’s fault.
Why Respond to a Recall Notice Right Away?
Once the company notifies you of a recall, their liability should something happen is reduced or eliminated. In other words, you can no longer say that it was the manufacturer’s fault because you have knowledge of the issue and an offer to fix it for free. If you are injured or injure someone else because of the defect, it may actually be your fault rather than the manufacturer’s at that point. This makes it vital to follow through on recall notifications immediately.
If Your Vehicle Has Malfunctioned
If you are injured by a vehicle that has malfunctioned, even if there was a product recall, you may still be eligible for some compensation. The personal injury attorneys at Petrov Law Firm can help you to see if you have a legitimate case and can also back you up while pursuing the best possible settlement. Call 619-344-0360 today to get started.Read More
Most of the time, whether or not you choose to help a person who is in trouble is completely at your discretion. If you have the ability and can safely render aid, you may decide to help a person who is stuck on the side of the road or facing some other form of danger or trouble. However, is there ever a time when you could be sued if you don’t render aid to a person in need?
The answer is – it is highly unlikely. But we will look at a couple of circumstances where this is the case.
When Rendering Assistance Is Your Duty
According to California state law, there are only a couple of occasion when you are an obligation to help a person.
- If you caused the person to be in danger – If you are involved in a car accident with someone, and they seem injured, call 911 and stay with the person until help arrives. Leaving a person that you have caused harm to, even inadvertently, could result in a lawsuit. What if you thought the injuries were minor, but the person died from internal bleeding after you left? You could be open both to a wrongful death suit and criminal charges.
- If you have a special relationship with the person – For example, if a teacher sees a student in distress (e. threatening to jump off a bridge) and doesn’t stop to render aid or at least call for help, it may be possible for a family member of the student to sue the teacher for negligence,
Protecting Yourself from Negligence
To learn more about how to protect yourself from a negligence suit or to discuss your situation with a personal injury attorney, contact Petrov Law Firm today at 619-344-0360. Our experienced San Diego attorneys can give you the assistance you need to understand negligence cases in the state of California.Read More
If your children are more active in the community during the summertime, it is important to teach them about the dangers of wandering onto someone else’s property without permission. The best way to deal with injuries is to avoid them in the first place. However, if your child has been injured on another person’s property, here are a few things you need to know.
Laws Dealing with Negligence that Apply to Children
Some California laws have changed regarding liability when it comes to trespassers. In the past, California laws about trespassers who suffer injuries didn’t apply to children, especially if the court deemed that the situation that the child was drawn toward as something particularly attractive to children (a friendly looking pet, a pool with no fence, etc.).
Those laws were done away with many years ago. However, landowners are still expected to foresee potential dangers, even one’s that may affect a person with no business being on their property. The courts apply this even more so when a child is involved. As a result, injuries on private property are handled on a case by case basis.
Getting Help in a Personal Injury Case
That means it more important than ever to have an experienced personal injury attorney on your side when dealing with such situations. The compassionate attorneys at Petrov Law Firm hate to hear about any child suffering from an injury, and we are happy to help families seek the compensation they deserve. To learn more, please call 619-344-0360.Read More
The summer months are some of the most dangerous for drivers. What do you need to know so that you can keep yourself and your family safe? Here are 3 things to think about when getting behind the wheel during the sunny summer months.
#1 Vacationing Drivers
You can’t expect drivers during the summer months to know where they are going. That vacationing driver doesn’t know the usual traffic patterns and may not even be familiar with all of the local driving laws.
#2 High School Drivers
One of the reasons that accidents spike during the summer months is that teens who are off from school are on the road a lot more. You have to be aware of inexperienced drivers who may be paying more attention to their passengers or a smartphone than the road.
#3 Road Construction
Workers take advantage of the dry summer months to get additional road projects done. That means you may run into more construction than usual on your daily travels or summer road trips. Keep an eye out for rapidly changing traffic patterns.
Car Accident Injury Attorneys
If you have been injured in a car accident, the personal injury attorneys at Petrov Law Firm can help you to deal with insurance companies and at-fault drivers. You may be eligible to receive a settlement to compensate you for medical bills, pain and suffering, and lost wages. To learn more, call 619-344-0360 before accepting any kind of settlement.
Summer makes people want to be outside having fun in the sun. That means more trips to the beach, local pools, or maybe even to a lake. However, there are a number of dangers that lurk in association with water recreation. Here are a few ways to keep you and your family safe.
Avoiding Common Water Injuries
Here are a few things you can do to stay safe and keep your fun activities from quickly becoming dangerous:
- Avoid water that isn’t properly treated – If you get some kind of parasite from pool water that hasn’t been cared for properly, the owner will likely be held responsible for medical expenses. However, if you are at some random lake or pond, it’s tough to know if the water is safe, and you will be swimming at your own risk.
- Use caution around power watercraft – Someone on a jet ski should be looking out for swimmers, but it is better to use caution and stay out of the line of watercraft than to get hurt, even if it’s not your fault.
- Watch out for shallow water – Diving into water that is too shallow can lead to serious injury and even death. Pools should be properly marked as to depth and whether diving is safe, but always check the water depth yourself first just to be certain.
If You or a Loved One Has Suffered a Water-Related Injury
There are many times that water injuries could have been avoided with proper caution. A failure to properly treat a pool can lead to serious medical conditions. An incorrectly marked pool can result in paralysis from diving into the shallow end. A boat may strike a swimmer due to the careless operation or because a person wasn’t properly licensed or trained.
The personal injury attorneys at Petrov Law Firm can help you to seek due compensation if an injury has resulted in medical bills, missed work, or mental suffering. To learn more, call 619-344-0360.Read More
When a defective product comes off the line, goes through the chain of distribution, reaches a consumer, and causes an injury, the manufacturer is at fault. In fact, if it can be shown that the manufacturer knew that some products were defective, negligence may result in a number of lawsuits. Here are 3 steps you should take if you have been injured by a defective product.
#1 Seek Medical Attention Immediately
Your health is of primary concern, so the first and foremost item of business should be getting the proper medical attention. Make sure you keep copies of all of your medical records related to the injury, including bills and any pictures or x-rays taken of the injury.
#2 Keep the Defective Product
Unless it is dangerous for you to store the item that caused your injury, hanging onto the item can allow you to show how the product caused your injuries. At the very least, you should try to take a number of photographs that show the defect in the product and how the injury occurred.
#3 Contact a Personal Injury Attorney
Don’t sign anything before speaking to an attorney, even if the manufacturer has offered you a settlement. In most cases, if you accept any kind of compensation, including a refund for the item or a replacement item, you may affect your ability to collect further compensation.
The personal injury attorneys at Petrov Law Firm can help ensure that you receive the compensation you are due in the case of injury caused by a product defect. Contact us today at 619-344-0360 to learn more.Read More
As Uber becomes a more popular service in San Diego and across the nation, it only makes sense that more people might find themselves getting a ride through the popular service when an accident occurs. What can you do to be properly compensated if an injury occurs? Here’s what you need to know.
What California Law Requires from Uber
The company itself carries a million-dollar policy to cover cases of personal injury or wrongful death should one of their drivers be at fault. That means while your Uber driver may have personal insurance as well, it will be Uber’s insurance that should cover your settlement.
What if the other driver is at fault? Then it would be the other driver’s insurance that needs to cover your damages due to the accident. But don’t worry about what will happen if the other driver isn’t carrying insurance. Uber’s insurance covers for uninsured or underinsured drivers. That means if the at-fault driver has no insurance or not enough to cover your expenses, Uber’s insurance will take over.
Thanks to California state laws, you don’t have to worry about what will happen if you are in an accident during a ride. You know there are funds to cover your medical expenses and other damages. Now you just need to the right personal injury attorneys to help you maximize your settlement.
If You’re in Need of a Personal Injury Attorney in San Diego
Petrov Law Firm can provide you with the experienced legal counsel you need when an injury occurs in a motor vehicle accident. Contact us today by calling 619-344-0360 to schedule a consultation.Read More