If you have been injured in the state of California, you may be due certain forms of compensation. For example, you may be able to recover medical bills that incurred due to the injury. You may even be able to get compensation for lost wages, pain and suffering, and to cover other damages.
But you have to act promptly. Why? California has statute of limitations laws that protect the offending party if you allow too much time to pass between the injury and the claim. Here are a few things you need to know.
Statute of Limitations by Claim Type
The type of claim dictates how quickly you have to build your case. Here are three examples:
- When a government agency is involved – If you have a claim against a government agency (you have a slip and fall accident in a government building, for example), you only have 6 months to make your claim.
- Personal injury – If you were in a car accident or suffered a personal injury in another way, you get two full years to make a claim. However, you still need to start building your case right from day one by seeking medical attention and then finding a lawyer to represent you.
- Property damage – Property damage claims have a three-year statute of limitations.
Filing Your Personal Injury Claim in Southern California
If you have suffered a personal injury in the state of California, now is the time to act. Petrov Law Firm has personal injury attorneys that service Southern California from our San Diego and Chula Vista locations. To learn more, call us today at 619-344-0360.Read More
If you love to run, you probably recognize the need to exercise caution in certain circumstances. Road conditions, vehicles that may be sharing the road, and neighborhood dogs can all be concerns depending on where you choose to get your exercise in. Today, we’re going to look at 4 safety tips for runners if you tend to encounter dogs on your route.
- Stay alert – Most dog attacks can be avoided simply by keeping out of the animal’s way. Don’t stray into a private yard or run too close to someone who is struggling to control a dog.
- Change your route – If a neighborhood dog seems dangerous, you may want to consider mapping out a route that doesn’t go near his family home.
- Keep your distance – If you can safely cross the street or in some other way avoid a dog that has gotten lose, putting the most distance between the two of you is always a good idea.
- Know the signs – Are the dog’s hackles up? Is it growling? Is it trying to challenge you by locking stares? While you may sometimes encounter a friendly dog on your daily run, don’t engage a dog that is clearly looking for a fight.
If You Have Suffered a Dog Bite in Southern California
If you have suffered a dog bite in California while running or performing any other activity, you may be due compensation for medical bills or other losses you might have suffered. To learn more, contact the experienced personal injury attorneys at Petrov Law Firm in San Diego by calling 619-344-0360.Read More
One of the things a person should be compensated for when a personal injury occurs is medical expenses that were incurred due to the injury. But what if your medical bills total $100,000 and yet you only pay $10,000 out of pocket due to medical insurance?
This is a tough question because while it may seem the defendant is being rewarded for you having medical insurance, they are only going to be on the hook for what you have to pay out of pocket. But what if you don’t bill your medical insurance or you see a doctor who is out of network to get your injuries cared for?
A recent case shows that you can get your medical bills covered as part of the settlement, even if you decline to use your insurance. So don’t feel obligated to get your injuries cared for in the cheapest way possible if someone else is at fault. At the same time, don’t hold off on using your insurance assuming that you will be compensated. If the court rules against you in such a case (even though there is now a precedent), you could be on the hook for all of those medical bills.
Help When You Have Been Injured in an Accident in California
If you have been injured in an accident of any sort, you need the help of an experienced attorney who can help you to maximize your settlement and receive compensation for your expenses and losses. The personal injury attorneys at Petrov Law Firm proudly serve the residents of San Diego and the surrounding neighborhoods. To contact an attorney today, call 619-344-0360.Read More
Some jobs are just more dangerous than others. However, you may be surprised to find out which career fields see the most claims. We’re going to take a look at five jobs that may not seem that dangerous at first glance but that result in a high percentage of claims according to California’s Department of Labor.
- Animal workers – Animals can be unpredictable. So whether your job is to feed, raise, or slaughter animals, you’re in one of the riskiest businesses in California.
- Messengers – Between UPS, FedEx, and the US postal office, there isn’t a huge private courier service population. But if you are the rare independent messenger, be careful. Injury rates are over 6%.
- Woodworking – If you work in manufacturing and deal with wood product assembly, you’re actually in the most dangerous manufacturing field.
- Air transport – Passengers may be far safer in the air than on land, but pilots, aircraft mechanics, and workers who transfer freight are all at high risk.
- Nursing and home care – This is the number one most dangerous job in California based on the sheer rate of injuries. And if you thought you were in danger working in the private sector, government employees face nearly double the risk of any other career in the state.
Personal Injury Lawyers in Southern California
If you have suffered a personal injury in or near the San Diego area, the experienced personal injury attorneys at Petrov Law Firm are here to help. Just call 619-344-0360 to get started on your case today.Read More
As of the start of the new year, Californian’s over the age of 21 can use marijuana legally, regardless of whether they have a medical prescription for it or not. This has caused some to think that there is nothing wrong with using marijuana at any time they chose. Unfortunately, this has led some to drive under the influence. But changes to the marijuana laws have not affected DUI laws. What guidelines apply?
- It is not legal to smoke marijuana in a vehicle
- Having an open container of marijuana in a vehicle is illegal
- Driving under the influence of marijuana is just as illegal as driving under the influence of alcohol (and the same penalties apply)
Getting caught driving under the influence of marijuana can also affect a person’s insurance coverage. If a driver causes damages or injuries while driving high, it may actually negate the coverage, which can cause additional problems for those who have been injured.
San Diego Personal Injury Attorneys
If you have been injured in a car accident in California, especially if the other driver was under the influence, you need to get the help of an experienced personal injury attorney. Petrov Law Firm is practiced in helping car accident injury victims to receive fair settlements. If you need help in getting an insurance company to cover your losses, including pain and suffering, give us a call today at 619-344-0360. We’re the San Diego personal injury attorneys that local residents trust.Read More
When most people think of personal injury, they immediately focus on car accidents and slip and fall accidents. While these are two of the most common types of personal injuries that occur, they are far from being the only common ones. Here are 5 other injuries that frequently lead to suits in California.
- Work Injuries – Dangers on the job pose a real threat to workers. You don’t even have to be in a manual labor job to experience an injury at work. Office workers suffer injuries due to unsafe conditions as well.
- Defective Products – An accident can happen when a product is used improperly, but what if you were following the instructions to a T and are still injured? You may able to receive compensation, especially if a defect that the manufacturer should have known about is what resulted in the injury.
- Medical Malpractice – While there are some laws in place that protect medical professionals from frivolous claims, if you are the victim of negligence on the part of a medical professional, there are also laws that will allow you to receive due
- Dangerous Medications – Sometimes a medication makes it past the FDA, but further dangers are discovered once the product has been on the market for a time. If you were taking it with a prescription, this might give you grounds to file suit.
- Assault – If someone injuries you on purpose, you have the potential for making a claim. The assailant could be in for jail time as well as the potential for having to make financial compensation.
Personal Injury Claims in Southern California
If you have suffered a personal injury in the San Diego area, the attorneys at Petrov Law Firm can help you to seek the compensation you deserve. To get your claim started, call 619-344-0360 today.Read More
If you are filing a personal injury claim, you want to be straightforward about any preexisting conditions you may have, especially with your lawyer. Why do clients sometimes withhold information about preexisting issues? What effect can this have on a claim? Read on to learn about this important factor in a personal injury suit.
Why People Feel the Need to Hide a Preexisting Condition
You may think that if you reveal a preexisting condition, it will affect the amount of your settlement. For example, if you get migraines but they become far worse after your car accident, you may neglect to mention you already would get migraines before. Why? Well, you may be concerned that opposing counsel will try to limit your medical compensation because the migraines were a preexisting condition and the fact that they got worse may have had nothing to do with the accident.
Why You Should Disclose Any Preexisting Conditions or Injuries
While the above scenario could be true, imagine how bad it will look when the condition comes out (and it will) during the course of a trial or negotiations. Now it goes from something that could have a minor effect on the settlement to something that calls into question your credibility as a whole. That can have a major effect on your case.
Personal Injury Attorneys to Help You in Southern California
Petrov Law Firm is here to help you with your settlement, so please don’t hide any preexisting conditions from our personal injury attorney. While you may be concerned it will hurt your case, comparing your medical condition before and after the injury may help make your case even more clear and help you to get a better settlement. To get started on your case, call us today at 619-344-0360.Read More
Umbrella policies are an inexpensive way to extend your insurance coverage up to a million dollars or more. Why do that? To protect your current assets and future income. In fact, an umbrella policy is an important part of an overall estate plan. Like life insurance, disability insurance, and asset management, an umbrella policy is a way to secure your future from the pitfalls of unfortunate events.
If you cause a car accident and someone dies, then you will face an extensive lawsuit. If you disable or kill a young professional, you could easily face repaying his or her future lost wages. So if your car accident means that the victim can’t work for the next 20 years, you are liable for the $1 million of future lost wages.
And where does the money come from to cover those losses? Your own wages.
First, your insurance company will pay — but only up to the policy limit. And for many people, that’s as low as $15,000. People with “good” insurance, often have $100,000 of coverage. But even with $100,000 of coverage, you would still be on the hook for $900,000. That $900,000 will come out of your own future earnings at a rate of 25% per year.
A personal injury attorney can advise you on the kind of insurance you need. For most people who are mid-career, then you will need an umbrella policy to protect you (and your family) for the future. You will have to increase your auto insurance rates to the maximum. Then, you will add the umbrella policy and have the coverage you need to protect your home and future income.Read More
If you’ve ever been to the emergency room with a broken bone, you might have received a letter from your health insurance company asking if the injury happened at work. Why would they care if you got hurt at work? Because if you broke a bone while working, then the employer’s insurance plan has to pay for the medical expenses — not your health insurance plan.
So when you file a personal injury claim, you frequently unleash a battle between insurance companies as to which one is responsible for the costs. When insurance companies sue each other, its call subrogation. And frequently, as the insured you don’t know that these insurance battles are raging on behind the scenes. In the fine print of every insurance policy (and there is a lot of fine print) you give permission for the companies to sue each other.
However, while the insurance companies will fight with each other over the cost of your x-rays and pain prescriptions, they probably aren’t asking if you’ve lost wages due to the injury. You have to hire your own lawyer so that the lawsuits include all of your costs. With a few weeks out of work or a lifetime of disability, you have to become an advocate for yourself by hiring a lawyer.
And you have to do it before all of the insurance money runs out. Let’s say you were crossing the street and got hit by a car. You broke your foot. Initially, your health insurance covers the costs, but they soon realize the driver’s insurance company should be paying for the medical coverage. The insurance companies fight it out and come to a settlement. Meanwhile, you’re at home with a broken foot, unable to work. After a few months, you realize that you could still get some money for your lost wages. And with a lawyer, you can. It might take some time, but you can get money because you couldn’t work with a broken foot. However, had you contacted a lawyer right away, you could have come to a settlement before the insurance companies used it up for themselves.
Personal injuries cost more than the price of medical treatments. Don’t hesitate to contact a lawyer and claim your share of the insurance money.Read More
Your body is equipped to handle fairly sharp objects in your digestive tract. Plastic generally passes through your body without a problem. A shard of glass, on the other hand, can do a lot of damage. But unless you were actually hurt by the plastic (or glass), you can’t sue for losses.
Almost getting hurt is generally not sufficient cause for a lawsuit. If you suffered mental anguish because of a close call, then you can sue. However, mental anguish for a close-call is hard to prove. And almost-eating plastic or glass at a restaurant won’t cause years of mental anguish and traceable losses.
Bystanders to an accident (in which they weren’t injured) can suffer from mental anguish. Even these circumstances come with strict legal guidelines to avoid unnecessary litigation. If you watched a family member get seriously injured, and you have a physical manifestation (like hair loss), then you might have a case for a lawsuit.
Keep in mind, personal injury is about loss — lost wages, medical bills, therapeutic treatments. Of course, you are welcome to offer to pay a lawyer an hourly fee, but unless you have documented financial loss, most lawyers won’t take your case for a contingency fee.Read More