If you’ve ever been in a car accident and received a settlement, the rising car insurance premiums may not be a surprise to you. However, if you have been accident-free for years, you may be wondering what you’re paying all that money for. Here are 3 reasons that car insurance rates continue to rise.
- Medical Costs Are Up – In an at-fault state like California, car insurance companies are expected to pay medical bills when their driver is at fault in an accident. That means they get stuck with the bill for their own driver and the one whom he or she hit. Since medical costs continue to rise, car insurance companies have to continue increasing their rates to keep up and make a profit.
- Car Repair Costs Have Skyrocketed – According to a 2016 report, California has the highest average repair cost when it comes to a check engine light ($435), so you can imagine what it must cost to do body work on a vehicle that has been in an accident.
- Increased Accidents and Injuries – According to the California Highway Patrol, injuries started back on the upswing in 2014 following a downward trend for several years. The more injuries that occur in accidents, the more the insurance companies are paying out.
Getting Help with Your Injury Claim
Of course, just because insurance companies are charging more doesn’t mean they want to pay out a penny more than they can get away with. That’s why you want an experienced personal injury attorney in your corner if you are ever injured in a car accident. Petrov Law Firm can help you to maximize your insurance settlement in the state of California. Call us today at 619-344-0360 to get started.Read More
Driving is dangerous enough when driving back and forth to places you’ve been dozens of times. Add the uncertainty of not knowing the roads well, and you have a recipe for disaster. You may be tempted to solve the problem by just following a friend, but a recent study revealed that this may be a dangerous way to get where you are going.
Why Following Another Car Is Dangerous
The study revealed what would be expected – the following driver is afraid of losing the lead driver and takes risks to keep up. For example, if the lead driver goes through a yellow light, the following driver may go through a red light to maintain direct sight of the other car. Other issues can include sudden lane changes, tailgating to not allow other cars in between, and driving too fast because the lead driver is doing so.
The Safer Way to Get Where You Need to Go
The better way to go is to look up directions ahead of time or to use a GPS to find your own way. This is especially true if you have another person in the car who can act as a navigator and keep an eye on the GPS in case it doesn’t warn you about upcoming turns in time.
Even Safe Drivers Can Be Injured in Accidents
Unfortunately, you can still be injured in an accident, even while doing everything you can to drive safely. Where can you turn for help if you have suffered an injury in a motor vehicle accident? The personal injury lawyers at Petrov Law Firm are here to help. Just call 619-344-0360 for help in getting a settlement that covers your expenses and other due compensation.Read More
The state of California has heavy penalties in place for DUI offenders. These laws are in place to discourage drivers from getting behind the wheel while intoxicated. A drunk driver can destroy lives in an instant. Despite these penalties, many injuries are still sustained each year due to driving while intoxicated. Here is a list of some of the penalties in place in the state of California.
The minimum penalty for a first-time offender (assuming no one is hurt or killed) includes:
- $1,800 in fines and assessments
- 2 days in jail or 3 months with a restricted license (only driving back and forth to work or treatment is allowed)
- 3 to 9 months of mandatory treatment (depending on BAC) which costs about $500
- Loss of license for 30 days (the restricted license begins after this period)
These penalties quickly escalate for second and third-time offenders. However, if someone is hurt or dies as a result of the DUI, penalties may include a felony that will result in prison time. Depending on whether the person was a previous offender, the minimum sentence will be somewhere between one and five years.
If You or a Loved One Has Become the Victim of a Drunk Driver
If you have been hurt or have tragically lost a loved one due to someone driving under the influence, you deserve to be compensated for all of your losses. This can include lost future wages, medical costs, pain and suffering, and more. The compassionate lawyers at Petrov Law Firm can help you to handle these sensitive matters when you may not mentally be in a position to seek a reasonable settlement yourself. Let us help you start to put the pieces back together. In many wrongful death cases, we only get paid if we win for you. Just call 619-344-0360 for help in the state of California.Read More
If you are a parent, one of the most terrifying days of your life may be the day your son or daughter gets a driver’s license. It is a sad fact that the number one cause of death between the ages of 16 and 20 is being in a car accident. How can you protect your teen? Technology may be the key.
Modern Technology that Reduces Distractions
Some of the tech that is helping younger drivers today is designed to reduce the distractions that can lead to a motor vehicle accident. For example, smartphone use is one of the most dangerous things a person can get involved in while behind the wheel. But teens often lack the experience to see the importance of following California state guidelines in this regard.
Modern smartphones and cell phone companies provide tech that can block calls or texts while driving and send an automatic response to the person who sent the message or made the call. That completely removes the temptation of checking the phone and sends the message to friends that calls won’t go through until your kid reaches his or her destination.
Modern Technology that Produces Better Driving Habits
You can also enlist the help of your car insurance provider. Most insurance companies produce devices that can be attached to a vehicle to monitor driving and alter insurance rates based on how safe someone is. Gradually speeding up and slowing down rather than punching the gas when a light turns green and waiting until the last second to break will be rewarded monetarily. That is enough incentive for most young drivers.
If Your Teen Is Injured in an Accident
Not all accidents involving teens are the young person’s fault, but it can be tough to convince an insurance company. Petrov Law Firm has the experienced personal injury attorneys you want on your side to secure a fair settlement. To have your case reviewed, call 619-344-0360 today.Read More
Regardless of the motor vehicle manufacturer you purchase your car from, you are bound to run into a recall sooner or later. What is a recall? Why should you respond promptly when you receive one? We will discuss the answers to these questions and more.
What Is a Recall?
If a manufacturer discovers that a part of one of their vehicles is defective, a recall will be immediately issued. This is a notification for owners of a particular year, make, and model to head over to the dealer for the part to be changed out for one that is not defective. The work is performed at no charge since it was the manufacturer’s fault.
Why Respond to a Recall Notice Right Away?
Once the company notifies you of a recall, their liability should something happen is reduced or eliminated. In other words, you can no longer say that it was the manufacturer’s fault because you have knowledge of the issue and an offer to fix it for free. If you are injured or injure someone else because of the defect, it may actually be your fault rather than the manufacturer’s at that point. This makes it vital to follow through on recall notifications immediately.
If Your Vehicle Has Malfunctioned
If you are injured by a vehicle that has malfunctioned, even if there was a product recall, you may still be eligible for some compensation. The personal injury attorneys at Petrov Law Firm can help you to see if you have a legitimate case and can also back you up while pursuing the best possible settlement. Call 619-344-0360 today to get started.Read More
Did you know that cyclists in the state of California not only have all the same rights as drivers on the road but also all of the same restrictions? For example, if you didn’t know that it is possible to get a DUI while riding your bike, you may want to think twice before taking your two-wheeled transport to the bar or club.
What Is the Penalty for Biking Under the Influence?
While getting a DUI in your car in California can cost you a fortune (you can pay thousands of dollars in fines), a bike DUI only costs a maximum of $250. But that doesn’t mean it’s not a serious offense. Riding a bike while intoxicated (or under the influence of drugs) can result in arrest. After all, it is still considered public intoxication, so there are more than just traffic laws to consider when you are on a bike after a few drinks.
Can a Biking DUI Affect Your Personal Injury Case?
What if you are injured while riding a bike and it turns out you were intoxicated? This could completely negate your ability to recover losses (except medical bills) due to the injuries you sustain. What if the driver who hits you says you rode right out in front of him, and there are no other witnesses? It would be easy to make the case that the accident was entirely your fault due to being intoxicated while riding. So please be careful about getting on your bike if you know you will be having a few drinks.
If you have been injured while riding your bike, especially if another driver was at fault, contact Petrov Law Firm today to speak with a personal injury attorney. You can reach our experienced lawyers by calling 619-344-0360.Read More
A scooter can be a great way to beat the traffic and enjoy your commute in San Diego. Regardless of the reason you are on the road with a Vespa, moped, or scooter, we want you to be safe. Here are 3 tips to help you avoid injury with enjoying your motorized bike.
- Wear the Proper Safety Gear – You may not be able to go as fast on a moped as a motorcycle, but you should still always wear your helmet and other protective gear. This can increase the odd of surviving an accident.
- Drive Defensively – You have to assume other drivers can’t see you, especially those in higher vehicles like SUVs, vans, or trucks. Even if the vehicle is directly behind you, if they are following too close, they may struggle to slow down as fast as you, so avoid braking too quickly.
- Always Signal When Turning – Again, slow down well ahead of turns to avoid braking hard if someone is behind you. Always use your signal lights. If the type of scooter you are on doesn’t have signal lights and you can’t add them aftermarket, be sure to use the proper hand signals.
If You Have Been Injured in a Scooter Accident
The personal injury lawyers at Petrov Law Firm recognize that being in an accident can be a highly traumatic event, especially if you have been injured. We want to help you to receive due compensation for medical bills, missed work, and pain and suffering caused by any injuries. Before signing anything from an insurance company or accepting a settlement, be sure to call us at 619-344-0360.Read More
When dealing with an aggressive or reckless driver, you may feel either concerned for your safety or angry and ready to respond in kind. Road rage has been in the news frequently in recent months, with some cases ending in tragedy. What we will do today is discuss 3 ways to deal with road rage and keep yourself safe.
- Do not make eye contact – You have to treat a driver with road rage like a wild animal. Eye contact may be considered a challenge. Instead, do what you can to keep an eye on the driver through mirrors, and allow aggressive drivers to pass and speed away.
- Do not tailgate – If a reckless driver gets ahead of you and then is forced to slow down by traffic, your first instinct may be to drive close as a protest to how you were treated. Reckless drivers are selfish and don’t care about your well-being. He or she may hit the brakes to cause you to rear-end the vehicle or may become angry and resort to further reckless behavior.
- Stay calm – If you were to begin yelling, shaking your fist, or worse, a person who is already experiencing road rage may completely fly off the handle and do something shocking. It is best just to allow an angry, selfish, violent person to have the right of way. You’re not doing it for them. You are doing it for yourself, your passengers, and other drivers who may pay the price later. Feel free to have someone in the car alert the authorities to your location and a description of the reckless driver’s vehicle.
If You Are Injured by a Reckless Driver
Reckless driving can result in accidents, injuries, and even fatalities. If your family has been struck with tragedy as the result of a reckless driver, contact the Petrov Law Firm. Our compassionate attorneys will help guide you through the process of seeing restitution. Call 619-344-0360 to get started today.Read More
The effects of a slip and fall accident can range from mild embarrassment to tragic death. It’s far better to avoid the injuries associated with falls, and doing so requires knowing what poses the greatest risk. Here are two things to look out for on a regular basis to avoid injury.
Caution: Wet Floor
Any surface that is wet immediately becomes more dangerous to walk on. Even if a caution sign is up, you need to adjust your pace to ensure you don’t fall. Seeing the sign isn’t enough to keep you from injury. Walk around wet areas and spills if possible. Be careful on concrete or pavement that is wet as well.
Bumps in the Road
Uneven walking surfaces can also lead to a quick trip. Damaged carpet that is beginning to bunch can make an indoor walking surface dangerous. Uneven sidewalks that have cracked and settled in odd patterns also poses a threat. Be careful to keep the walkways at your home or business well-maintained, both inside and out.
If You Have Suffered a Slip and Fall Injury
Slipping accounts for about 12% of falls each year and over a million visits to the ER. If you’ve had a slip and fall accident, you are far from alone. You shouldn’t be alone when it comes to getting a settlement either. That’s why the personal injury attorneys at Petrov Law Firm offer free, no-obligation consultations to slip and fall victims. Call 619-344-0360 to speak with someone now.Read More
Truck accidents often result in catastrophic injuries or even fatalities. Regardless of the type of vehicle you drive, there’s just no competing with a giant 18-wheeler when an accident occurs. While most truck drivers are safe, consider the following 3 ways that commercial trucks can pose a threat to other drivers and their passengers.
- Undertrained Drivers – Again, most truck drivers have a CDL and are trained to drive trucks in general. However, certain types of trucks like big rigs require additional training. An undertrained driver can pose a serious threat to others.
- Rollovers – If a truck rolls over and lands on another vehicle, it’s not going to go well for a car or even an SUV. Don’t drive alongside trucks for very long, especially if there is a turn or a hard stop coming up as these are situations that can lead to a rollover.
- Hazardous Materials Spill – If you’ve even been parked on the highway for hours while a hazardous chemical spill is cleaned up ahead, the only good thing to say is that at least you weren’t close enough to be exposed.
If You Have Been Injured in an Accident with a Commercial Truck
If you or a loved one has been hurt in an accident involving a commercial vehicle, you may be entitled to additional compensation beyond any settlement the insurance or shipping company may offer you. Before signing anything, you should be sure to speak with a personal injury attorney. The lawyers at Petrov Law Firm can help you to recover medical expenses, lost wages, and pain and suffering. To get started on a case, call 619-344-0360.Read More