What Happens if an Uninsured Driver Is in an Accident in California?
First of all, California state law makes each individual driver financially responsible for liability in case of an accident. That means that each driver either needs to have car insurance or needs to care for this responsibility in another manner. For example, you don’t have to have liability insurance if you leave $35,000 cash on deposit with the DMV. Most people don’t have that kind of money lying around, so insurance is how we maintain financial responsibility.
However, there are times when a person may be in a car accident while driving without liability insurance. What happens if that person is you? What happens if that person is the driver who crashes into your car?
If You Are in an Accident with No Insurance
Remember that the other person probably does have insurance and get his or her info. That insurance company still needs to cover you. The fact that you don’t have insurance doesn’t waive the other person’s liability insurance from having to pay for your medical bills and possibly other damages.
If the Other Driver Doesn’t Have Insurance
You probably noticed a fee in your monthly premiums for an uninsured or underinsured driver. In other words, your insurance should have you covered, even if the other driver has no insurance or an insufficient amount of insurance to cover your medical bills. Check your policy to make sure you have this coverage.
Protect Yourself from Insurance Issues After an Accident
Hiring the right personal injury attorney can help you to get what you deserve from whichever insurance company you deserve it from. That’s where Petrov Law Firm steps in and gives you peace of mind. We have experience in getting insurance companies to pay what they really owe you following an accident, rather than the stingy first offer that most make (if they offer to pay anything at all). Just call 619-344-0360 to get your case started today.